prevention « mainInsurance Fraud

Six Ways to Reduce Insurance Fraud:

1: Drive Defensively

• Stay a safe distances from other vehicles, so you don't become the victim of a "swoop and squat" forced collision.

2: Keep Your House Safe

• Lock your doors and don't hide keys outside.
• If you travel, use timers for lights and appliances and have a friend or neighbor pick up your mail and newspaper.

3: Keep Your Car Safe

• Keep information out of your car that can be stolen to be used for identity theft, such as insurance card, registration card, credit cards, and spare house or other car keys.
• "Carry a disposable camera in your glove compartment. If you're in an accident, take as many pictures of the damage and all the people in the other car(s) as you can. Get the passengers names and telephone numbers along with the drivers."

4: Make Sure the Company is Real

• When you want to buy insurance from a company, "contact your state insurance department to make sure the insurance company is licensed and covered by the state's guaranty fund."
• Never sign a blank insurance claim forms.

5: Don't Keep Quiet!

• If you think someone is trying to trick you and that you may be a victim of insurance fraud, then fill out the Fraud Report form on www.naic.org.

6: Watch Out!

• Be aware of the different types of Insurance Fraud out there, such as: Automobile Accidents, Commercial, Doctor/Lawyer Collusion, General Insurance, Life Insurance, Medical Provider and Workers' Compensation.