Professor Colin M. Ramsay was born and raised in the Caribbean country of Guyana. He earned his Ph.D. from the University of Waterloo and his BSc from City University, London. His teaching interests include life contingencies, pensions, and actuarial risk theory. His current research interests focus on the application of the economics of insurance to actuarial science. These include working on problems associated with adverse selection and moral hazard, the annuity puzzle, absenteeism and presenteeism, and peer-to-peer insurance. Professor Ramsay also interested in applications of micro-insurance and crop insurance to the problem of food security and food sovereignty in the developing world.