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Insuring the Risk of Unemployment Privately

The primary purpose of this article is to analyze the desirability of privatizing state unemployment insurance (UI) programs to determine if unemployed workers would be better off under a private, competitive system rather than under the present public system. Although several private unemployment insurance programs are now in existence, formidable obstacles must be overcome in order to have a viable, competitive UI system that would replace the present public system. Since it is unlikely that these obstacles can be overcome, the present UI system is likely to be retained. However, if state UI programs are retained, substantial improvements are necessary.

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	Rosenbaum, David I Professor of Economics Expertise: Forensic Economics Applied Microeconomics Cost-Benefit Analysis Economics CBA 360 P.O. Box 880489 University of Nebraska-Lincoln Lincoln, NE 68588-0489, USA Phone: (402) 472-2318 Fax: (402) 472-9700 drosenbaum1@unl.edu	Rosenbaum, David I	Economics
	Rejda, George E Emeritus Expertise: Insurance Finance CBA 244 P.O. Box 880490 University of Nebraska-Lincoln Lincoln, NE 68588-0490, USA Phone: (402) 472-2329 Fax: (402) 472-5140 grejda1@unl.edu	Rejda, George E	Finance